Suffering personal injury from an accident is stressful, both mentally and monetarily. In the few days after you first experience your accident, it can be difficult to keep track of everything and seek the right support quickly. Often, this process includes determining who pays for your medical expenses. Personal injury lawyers know that the answer to this question is rarely straightforward.
The Bottom Line
Being involved in a slip and fall, car accident, or any other type of personal injury may be costly. Ultimately, you’re responsible for paying your own bills regardless of who was at fault during the accident. The other party isn’t responsible for paying your expenses until the case is settled.
Whether you or someone else is responsible, you need to find a way to pay your medical bills in the present. This is true even if you’re expecting a substantial return from your case. In addition to paying your medical bills, it’s important to set aside money for a lawyer. The costs of hiring a lawyer are minimal when you consider how much they can help you. Having a lawyer by your side is always advantageous, so working closely with an attorney is highly recommended.
Check with your medical insurance provider to see if they’ll cover your expenses at the start. It’s possible you’ll have to pay some (or all) of it out of pocket, depending on your coverage. Whenever possible, go with your health insurance coverage until the everything is said and done. You’ll almost certainly get reimbursed for any expenses, later on, if your case wins.
Exceptions to the Rule
There are some situations where you won’t have to pay for medical expenses, even if it’s just temporary. Getting into a car accident in a no-fault state means your insurer will pay for your medical bills. It doesn’t matter who is at fault in these stats, though there is a limit to how much they’ll cover.
Another exception is if your medical provider lets you put a hold on your medical bills until the case is settled. You’ll have to pay the bills whether you win or lose, but this option will give you plenty of breathing room.
Finally, pre-settlement loans through your personal injury lawyer can get you started on your treatment until the dust settles. This is often a good choice for patients whom may be experiencing issues that aren’t traditionally covered by insurance.
Worrying about your finances during a personal injury case can be troublesome, but the results you can get far outweigh the cost of a top personal injury lawyer. If you need assistance with your personal injury case, we want to help. Contact Schechter, McElwee, Shaffer & Harris, L.L.P. the moment you’ve had an accident, and we’ll get you the compensation you deserve with our elite team of personal injury attorneys.