Insurance Company Tactics in Houston Motorcycle Accidents

Motorcycle accident claims can quickly turn complicated. Often, insurance companies, which are for-profit providers, will strive to minimize the compensation they have to pay out as much as possible. As a result, many motorcycle accident victims will find themselves dealing with significant challenges from the insurance company or fighting to get the compensation they deserve.

Understanding insurance company tactics in Houston motorcycle accidents can make it easier for accident victims to decide on their next steps, including choosing an experienced motorbike crash attorney to help them navigate those challenges.

Holding the Motorcycle Rider Liable

Shifting the balance of liability for the motorcycle accident is one of the most common insurance company tactics they use. The insurance company may have an internal bias against motorcycle riders and feel that if an accident occurred, the rider likely engaged in dangerous behavior. Conversely, the insurance company may simply try to shift the balance of liability in order to decrease the compensation it ultimately has to pay out.

Having a lawyer can prove essential for motorcycle accident victims when the insurance company attempts to hold them liable for some or all the damages related to the motorcycle accident. A lawyer can go over the evidence from the accident and clearly lay out the other driver’s liability, which increases the odds that the injured rider will recover fair compensation.

Denying Coverage

In some cases, the insurance company may deny coverage for the accident by insisting that it does not fall under the liable driver’s coverage. An experienced lawyer can review the insurance policy and get a better look at what coverage it should provide, including coverage for the motorcycle accident.

Ignoring or Denying the Extent of Damages

In many Houston motorcycle accident claims, the insurance company will try to minimize the extent of the damages suffered by the injured party. That can include everything from ignoring some types of damages to trying to prove that the injured party did not suffer the injuries they claim, that they occurred at another time, or that they do not pose the limitations claimed by the injured individual.

A lawyer can go over the damages related to the accident and provide clear evidence of the losses the injured party suffered because of them. In some cases, that may include bringing in an expert witness who will testify about the damages the injured party suffered and the likely limitations they will continue to face.

Pressuring the Injured Party to Accept a Low Settlement

The insurance company may also try to pressure the injured party to accept a settlement offer that does not fit their needs. In many cases, that offer will arrive soon after the initial accident, before the injured party has a chance to fully understand what losses they will face because of the accident or how it will impact them financially. The insurance company may imply that they have issued a limited-time offer, so if the injured party does not accept it quickly, the company might take it off the table.

Working with a personal injury lawyer can help the injured party understand their full rights, including the compensation they really deserve. A lawyer can also help injured individuals fight for their rights while dealing with the insurance company.

Contact a Houston Lawyer to Discuss Insurance Company Tactics in Motorcycle Accidents

If you suffered injuries in a motorcycle accident, having an experienced lawyer on your side can help you navigate the claim process. Houston lawyers understand insurance company tactics in motorcycle accidents and the impact they can have on you, and they strive to help you protect your rights at every stage of the process. Contact Schechter, Shaffer & Harris, LLP today for a free consultation.